Terms of Service

1. "Services" refers to the AI-powered personalized insight reports and analytical content provided by 1Fate.

2. "User" refers to any person who uses the Services provided by the Company in accordance with these Terms.

3. "Digital Content" refers to reports such as LifeBook, YearBook, etc. provided by the Company (web-based or PDF download).

4. "Subscription Service" refers to a service that provides access to specific content for a designated period.

5. "Account" refers to the personal identification information created by users to use the Services.

The Company provides the following Services:

1. LifeBook: Personal traits and pattern analysis report (one-time purchase)

2. YearBook: Annual timing insight report (one-time purchase)

3. Simsang Chat: AI-powered personalized consultation service (included in subscription / token-based)

4. Daily Calendar: Daily timing insights (free/premium)

Our Services provide digital content that interprets traditional Eastern numerology through AI technology, serving as reference material for personal insights.

1. The agreement is formed when the user agrees to these Terms and completes registration.

2. The Company may refuse or withhold approval in the following cases:

a. Using a false name or another person's identity

b. Providing false information or failing to provide required information

c. When approval is impossible due to the user's fault or violation of other provisions

1. Payment

a. Payment for paid services is processed through payment methods provided by the Company, including credit cards, digital wallets, and bank transfers.

b. Access to digital content is granted immediately upon payment completion.

2. Refunds

a. Due to the nature of digital content, refunds are not available after content has been viewed or downloaded.

b. Cancellation and refunds are only available in the following cases:

- Content has not been viewed within 7 days of purchase

- Service outage prevents access to content

- Duplicate payment has occurred

c. Refund requests are processed through customer support within 3-5 business days.

d. For subscription services, partial refunds are not available after the subscription period begins. Cancellation 7 days before renewal prevents the next billing cycle.

1. The Company may modify the Services for operational or technical reasons with valid cause.

2. The Company may temporarily suspend Services due to force majeure events, server failures, or other unavoidable circumstances, with prior or subsequent notice.

Users shall not engage in the following activities:

1. Registering false information during signup or modification

2. Using another person's information

3. Infringing on the Company's intellectual property rights

4. Copying, distributing, or commercially using information obtained through the Services without the Company's consent

5. Intentionally interfering with the Company's service operations

6. Reselling or distributing purchased digital content to third parties

1. The Company complies with applicable laws and these Terms, and strives to provide continuous and stable Services.

2. The Company establishes security systems to protect user personal information and publishes and adheres to its Privacy Policy.

3. The Company processes user feedback and complaints deemed legitimate regarding Service usage.

1. Our Services provide digital content as reference material for insights and do not replace medical, legal, financial, or psychological counseling.

2. Users are solely responsible for all decisions made based on Service content and their outcomes.

3. The Company is not liable for service interruptions due to force majeure events, war, telecommunications provider outages, or other unavoidable circumstances.

4. The Company is not liable for service disruptions caused by user fault.

5. The Company is not liable for any expected profits or losses users may experience from using the Services.

1. All intellectual property rights for content included in the Services (text, images, graphics, logos, software, etc.) belong to the Company.

2. Users may only use purchased digital content for personal purposes and may not copy, transmit, distribute, broadcast, or allow third parties to use it without the Company's prior written consent.

1. The Company complies with applicable privacy laws to protect user personal information.

2. Matters regarding the collection, use, provision, retention, and destruction of personal information are governed by the Privacy Policy.

1. Disputes between the Company and users shall be governed by the laws of the Republic of Korea.

2. Any litigation arising from Service usage shall be subject to the jurisdiction of the court where the Company's headquarters is located.

1. These Terms are effective from January 1, 2026.

2. Any additions, deletions, or modifications to these Terms will be announced at least 7 days before the revision takes effect.